Business Insurance for Owners, Partners, and Key Employees
As an owner of a growing business, you face a number of challenges on a daily basis. Make sure your business has adequate protection in the event something happens to you or one of your key employees.
Life insurance: Helps protect your family if something happens to you. This is especially important for sole proprietorships, because the owner has liability for the debts of the business.
Disability insurance: Protect your income if you become injured or ill and are unable to work for a prolonged period of time.
Partnership insurance or buy-sell insurance: Partnership insurance allows you to purchase your business partners share in the company and continue running the business, if they happen to pass away.
Critical illness insurance: Tax-free lump sum benefit, if you suffer from a critical illness.
Key person insurance: If your business relies on certain key people that help manage it, protect yourself against the loss of these key employees.